{"id":119,"date":"2014-01-13T21:46:46","date_gmt":"2014-01-13T21:46:46","guid":{"rendered":"http:\/\/fastforwardstories.com\/?p=119"},"modified":"2014-01-13T21:46:46","modified_gmt":"2014-01-13T21:46:46","slug":"what-makes-up-closing-costs","status":"publish","type":"post","link":"https:\/\/cloud02.titletapsites.com\/inspiredca\/2014\/01\/13\/what-makes-up-closing-costs\/","title":{"rendered":"What Makes Up Closing Costs?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_b9a1gy1p2s dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img src=\"https:\/\/fast.wistia.com\/embed\/medias\/b9a1gy1p2s\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>What you&#8217;ll see in this video is, there may be closing costs customary or unique to a certain locality but closing costs are usually made up of the following:<\/p>\n<ul>\n<li>Attorney&#8217;s or escrow fees (Yours and your lender&#8217;s if applicable)<\/li>\n<li>Property taxes (to cover tax period to date)<\/li>\n<li>Interest (paid from date of closing to 30 days before first monthly payment)<\/li>\n<li>Loan Origination fee (covers lenders administrative cost)<\/li>\n<li>Recording fees Survey fee First premium of mortgage Insurance (if applicable)<\/li>\n<li>Title Insurance (yours and lender&#8217;s)<\/li>\n<li>Loan discount points<\/li>\n<li>First payment to escrow account for future real estate taxes and insurance<\/li>\n<li>Paid receipt for homeowner&#8217;s insurance policy (and fire and flood insurance if applicable)<\/li>\n<\/ul>\n<p>And any documentation preparation fees.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What you&#8217;ll see in this video is, there may be closing costs customary or unique to a certain locality but closing costs are usually made up of the following: Attorney&#8217;s or escrow fees (Yours and your lender&#8217;s if applicable) Property taxes (to cover tax period to date) Interest (paid from date of closing to 30&hellip;<\/p>\n","protected":false},"author":60,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[12],"tags":[16],"_links":{"self":[{"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/posts\/119"}],"collection":[{"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/users\/60"}],"replies":[{"embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/comments?post=119"}],"version-history":[{"count":0,"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/posts\/119\/revisions"}],"wp:attachment":[{"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/media?parent=119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/categories?post=119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/tags?post=119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}