{"id":137,"date":"2014-01-13T21:47:03","date_gmt":"2014-01-13T21:47:03","guid":{"rendered":"http:\/\/fastforwardstories.com\/?p=137"},"modified":"2014-01-13T21:47:03","modified_gmt":"2014-01-13T21:47:03","slug":"what-is-mortgage-insurance","status":"publish","type":"post","link":"https:\/\/cloud02.titletapsites.com\/inspiredca\/2014\/01\/13\/what-is-mortgage-insurance\/","title":{"rendered":"What Is Mortgage Insurance?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 0 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_9pzqp4w0um dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">\n<div class=\"wistia_swatch\" style=\"height:100%;left:0;opacity:0;overflow:hidden;position:absolute;top:0;transition:opacity 200ms;width:100%;\"><img src=\"https:\/\/fast.wistia.com\/embed\/medias\/9pzqp4w0um\/swatch\" style=\"filter:blur(5px);height:100%;object-fit:contain;width:100%;\" alt=\"\" aria-hidden=\"true\" onload=\"this.parentNode.style.opacity=1;\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>\t\tLike the video shows, mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. Like home or auto insurance, mortgage insurance requires payment of a premium, is for protection against loss, and is used in the event of an emergency.<\/p>\n<p>If a borrower can&#8217;t repay an insured mortgage loan as agreed, the lender may foreclose on the property and file a claim with the mortgage insurer for some or most of the total losses.<\/p>\n<p>You generally need mortgage insurance only if you plan to make a down payment of less than 20% of the purchase price of the home. The FHA offers several loan programs that may meet your needs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Like the video shows, mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. Like home or auto insurance, mortgage insurance requires payment of a premium, is for protection against loss, and is used in the event of an emergency. If a borrower&hellip;<\/p>\n","protected":false},"author":60,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[7],"tags":[16],"_links":{"self":[{"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/posts\/137"}],"collection":[{"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/users\/60"}],"replies":[{"embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/comments?post=137"}],"version-history":[{"count":0,"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/posts\/137\/revisions"}],"wp:attachment":[{"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/media?parent=137"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/categories?post=137"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/inspiredca\/wp-json\/wp\/v2\/tags?post=137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}