{"id":133,"date":"2014-01-13T21:46:46","date_gmt":"2014-01-13T21:46:46","guid":{"rendered":"http:\/\/medialink.me\/?p=133"},"modified":"2014-01-13T21:46:46","modified_gmt":"2014-01-13T21:46:46","slug":"what-types-of-closing-costs-are-associated-with-fha-insured-loans","status":"publish","type":"post","link":"https:\/\/cloud02.titletapsites.com\/newdesign2\/2014\/01\/13\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/","title":{"rendered":"What Types Of Closing Costs Are Associated With FHA-Insured Loans?"},"content":{"rendered":"<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\"><iframe loading=\"lazy\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/i5x4bc1gua?dnt=1&#038;videoFoam=true\" title=\"Wistia video player\" allowtransparency=\"true\" frameborder=\"0\" scrolling=\"no\" class=\"wistia_embed\" name=\"wistia_embed\" allowfullscreen mozallowfullscreen webkitallowfullscreen oallowfullscreen msallowfullscreen width=\"100%\" height=\"100%\"><\/iframe><\/div>\n<\/div>\n<p><script src=\"https:\/\/fast.wistia.net\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<p>\t\tWhile this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan.<\/p>\n<p>As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing (or 1.75% if you complete the HELP program).<\/p>\n<p>This initial premium may be partially refunded if the loan is paid in full during the first seven years of the loan term.<\/p>\n<p>After closing, you will then be responsible for an annual premium &#8211; paid monthly &#8211; if your mortgage is over 15 years or if you have a 15-year loan with an LTV greater than 90%.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>While this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing (or 1.75%&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[3],"tags":[16],"_links":{"self":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/posts\/133"}],"collection":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/comments?post=133"}],"version-history":[{"count":0,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/posts\/133\/revisions"}],"wp:attachment":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/media?parent=133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/categories?post=133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/tags?post=133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}