{"id":4800,"date":"2015-06-24T15:56:54","date_gmt":"2015-06-24T15:56:54","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4800"},"modified":"2015-06-24T15:56:54","modified_gmt":"2015-06-24T15:56:54","slug":"do-creditors-have-to-approve-trid-loans-in-3-days","status":"publish","type":"post","link":"https:\/\/cloud02.titletapsites.com\/newdesign2\/2015\/06\/24\/do-creditors-have-to-approve-trid-loans-in-3-days\/","title":{"rendered":"Do Creditors Have To Approve TRID Loans In 3 Days?"},"content":{"rendered":"<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\"><iframe loading=\"lazy\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/nnl349kfad?dnt=1&#038;videoFoam=true\" title=\"Wistia video player\" allowtransparency=\"true\" frameborder=\"0\" scrolling=\"no\" class=\"wistia_embed\" name=\"wistia_embed\" allowfullscreen mozallowfullscreen webkitallowfullscreen oallowfullscreen msallowfullscreen width=\"100%\" height=\"100%\"><\/iframe><\/div>\n<\/div>\n<p><script src=\"https:\/\/fast.wistia.net\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<p>If your loan is approved, on the terms you requested the creditor is required to provide a Loan Estimate within 3 business days.<\/p>\n<p>If they determine that your application will not or cannot be approved they do not have to provide a Loan Estimate.<\/p>\n<p>Likewise, if you withdraw your loan application within that period they do not have to provide the Loan Estimate.<\/p>\n<p>However, if the creditor does NOT supply the Loan Estimate in the required time approving and issuing the loan later under your original application terms will make them non-compliant with TRID Regulation Z.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If your loan is approved, on the terms you requested the creditor is required to provide a Loan Estimate within 3 business days. If they determine that your application will not or cannot be approved they do not have to provide a Loan Estimate. Likewise, if you withdraw your loan application within that period they&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[13],"tags":[],"_links":{"self":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/posts\/4800"}],"collection":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/comments?post=4800"}],"version-history":[{"count":0,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/posts\/4800\/revisions"}],"wp:attachment":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/media?parent=4800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/categories?post=4800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/tags?post=4800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}