{"id":4810,"date":"2015-06-24T16:06:06","date_gmt":"2015-06-24T16:06:06","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4810"},"modified":"2015-06-24T16:06:06","modified_gmt":"2015-06-24T16:06:06","slug":"whats-refunded-if-my-loan-is-higher-than-my-estimate","status":"publish","type":"post","link":"https:\/\/cloud02.titletapsites.com\/newdesign2\/2015\/06\/24\/whats-refunded-if-my-loan-is-higher-than-my-estimate\/","title":{"rendered":"What\u2019s Refunded If My Loan Is Higher Than My Estimate?"},"content":{"rendered":"<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\"><iframe loading=\"lazy\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/061znkvx2y?dnt=1&#038;videoFoam=true\" title=\"Wistia video player\" allowtransparency=\"true\" frameborder=\"0\" scrolling=\"no\" class=\"wistia_embed\" name=\"wistia_embed\" allowfullscreen mozallowfullscreen webkitallowfullscreen oallowfullscreen msallowfullscreen width=\"100%\" height=\"100%\"><\/iframe><\/div>\n<\/div>\n<p><script src=\"https:\/\/fast.wistia.net\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<p>If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate &#8211; beyond tolerance limits for each category &#8211; the creditor must REFUND the excess to you no later than 60 calendar days after loan consummation.<\/p>\n<p>For charges subject to a 10% cumulative tolerance fees greater than 10% of the Loan Estimate for the same charges must be refunded.<\/p>\n<p>For fees paid for 3rd party services which the creditor did NOT permit you to shop the FULL amount over the estimate must be refunded.<\/p>\n<p>For charges subject to ZERO tolerance including fees paid to the creditor mortgage broker or their affiliates any amount beyond the Loan Estimate must be refunded.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate &#8211; beyond tolerance limits for each category &#8211; the creditor must REFUND the excess to you no later than 60 calendar days after loan consummation. For charges subject to a 10% cumulative tolerance fees greater than 10% of the Loan&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[13],"tags":[],"_links":{"self":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/posts\/4810"}],"collection":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/comments?post=4810"}],"version-history":[{"count":0,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/posts\/4810\/revisions"}],"wp:attachment":[{"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/media?parent=4810"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/categories?post=4810"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cloud02.titletapsites.com\/newdesign2\/wp-json\/wp\/v2\/tags?post=4810"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}